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	PRM Insurance Services, Inc. is a Wholesale Insurance Broker, Managing General Agent, Program Manager, and Managing General Underwriter,   which provides niche market specialty insurance products and risk management tools through selected retail brokers.  Our current products include Workers' Compensation programs, Professional Liability, Medical Professional Liability, Directors & Officers Liability, Employment Practices Liability, Miscellaneous Professional Liability, and Excess Workers' Compensation products. Our philosophy includes:
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		Alternatives . . .  In addition to traditional products, PRM provides alternative insurance and risk management methods to achieve financial advantage for the client. PRM understands that brokers cannot succeed this year by using last year's methods.
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		Creativity . . .  Creativity and flexibility in application of insurance and risk management skills is the hallmark of PRM's strength.
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		Efficiency . . . PRM brings greater financial efficiency than traditional insurance and risk management programs often provide, to meet today's dynamic business requirements.
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		Specialization . . . PRM specializes in the development of programs which are tailored to support specific corporate needs. This includes both program design and implementation.
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		Resource Management . . . PRM makes it its business to know where the best supportive resources are and how to combine them for the client's financial advantage. This extensive network operates for the benefit of PRM clients.
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		Responsive . . . to the changing environment by creating alternative solutions with market timing which result in an advantage for the client.
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		Reduced Costs . . . because PRM is independent and efficient, and not encumbered with the costs of bureaucracy.

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